Every client journey begins with a conversation. We look closely at where you are now, what matters to you, and what’s possible. That’s where direction begins. The goal isn’t just to grow your money. It’s to give you the freedom to live as you choose.
A clear, personalised path to your financial goals. Your roadmap outlines each step in your strategy, tailored to your circumstances and priorities. It helps you understand what’s ahead, make informed decisions with confidence, and stay on track as your life and financial needs evolve.
Proactive strategies to maximise your tax savings. We identify how to best structure your income, investments and superannuation to reduce your tax liability within taxation rules, so you can make informed decisions and keep more of your money working for you now and into the future.
Tailored solutions matched to your goals and risk profile. We build your portfolio based on what you’re hoping to achieve, how long you have, and the level of risk you’re comfortable taking. From asset selection to ongoing reviews, we actively manage your portfolio to keep it in line with your financial plan.
Regular guidance to keep your plan on track. As life and markets change, we stay in touch to review your strategy, adjust where needed, and make sure everything still makes sense. It’s an ongoing partnership built on trust, with support that evolves alongside your financial journey.
You don’t need to have everything figured out to get started with financial and retirement planning. While the earlier you start the better, it’s never too late. Whether you’re climbing the corporate ladder, running a business, growing a family or approaching retirement, now is always the right time to take financial control. Let’s start with a conversation about what matters most to you and the future you’re trying to build.
From there, we map out a financial plan tailored to your income, lifestyle and aspirations. It’s not enough to chase an ambiguous target. You need a clear destination, and we’re here to help you get there so your wealth supports the life you want, both now and into the future.
Creating long-term financial security means making smart decisions early and revisiting them often. We help you implement practical strategies that make a real difference by reducing debt, investing for growth, boosting super and managing tax effectively. Each element is selected to suit your goals, risk appetite and timeframe.
This is also the stage where the value of good habits compounds. With our guidance, you’ll build an investment portfolio that evolves with you and takes advantage of opportunities along the way. We stay focused on outcomes, not market noise, so you can keep moving forward with purpose.
Building wealth is rarely a straight line. Circumstances change, goals shift, and what worked before might not be right forever.
That’s why we act as your financial partners throughout the journey, staying with you through every stage of life.
Our relationship is built on continuity and care. From major decisions to small adjustments, you’ll work with a team that understands your full financial picture and offers clear, proactive guidance. We’ll help you move forward with confidence, no matter what life brings.
“You don’t need to have everything figured out to get started.”
Early retirement and working professional
When Tim received an overseas medical settlement, he and Adam had just 14 days left in a 90-day window. They needed clear guidance, fast. A referral led them to First Financial.
“We’re in totally different life stages, but First Financial built a strategy that supports us both. From urgent legal steps to ethical investing, they handled every detail with calm, care, and real expertise. It’s financial freedom without compromise, and we couldn’t have done it without them.”
Retired widow
Lyn stepped into financial management for the first time after her husband's passing. With patience and care, First Financial supported her through grief, learning, and empowerment.
“After my husband passed, I was completely unsure where to start. First Financial gave me the space to learn, to ask questions, to grow confident. They drew a diagram that I still have. And now, I sleep well at night knowing I’ve got someone in my corner.”
Retired
Jan's husband managed the finances until entering aged care. Jan gradually stepped into the financial picture with First Financial’s support.
“The money just comes in. I don’t have to think about it. And I know they’re always there. They’ve always been there in the background, just quietly making things work.”
Newly retired
As retirement neared, Larry and Virginia were ready to enjoy travel, family, and freedom, without uncertainty. A friend recommended First Financial, and from the first meeting, they had a clear plan, a safety net, and people they trusted.
“We’ve travelled the world, Europe, Sri Lanka, Vietnam, without once stressing about the money. They made everything feel simple and gave us the confidence to live well. We feel secure because we know exactly where we stand, and that peace of mind means everything.”
Retired and semi-retired
Referred by friends helped through aged care, Craig sought secure financial guidance after inheriting funds.
“We feel very secure with First Financial, the income just comes in, and we know everything is being looked after. It’s not just safe, it’s smart. We’ve recommended them to others because we genuinely believe in the team.”
Retired business owner
After decades of running a successful pharmacy, John sought financial guidance to simplify decision-making and support long-term planning.
“I feel genuinely supported by First Financial. I can ask anything, and there’s no pressure, just clear advice and real care. The money’s growing, I’m not stressed about it, and I feel completely at ease for the first time. I don’t miss work, but I’d miss the support I get from First Financial.”
