Getting it right from the start
With thousands of investment options, how do you choose what to invest in?
How do you make the jump from saving to investing?
How do you know if you’ve made the right choice?
That’s where we come in. We use a unique process and philosophy we developed, and have used for 15 years.
Circumstances and Attitude
Firstly we find out what type of investor you are.
We look at your circumstances then take into account your attitude to investing. We look closely at where you are in your life cycle (carefree and single, or retired, or anything in-between) versus whether you have an aggressive or conservative tolerance to risk.
Once these are known, then we can begin to recommend investments that are in your best interests.
We discuss the characteristics of this portfolio and make sure you are comfortable with them.
The result is you have a portfolio you understand and is purpose built, aligned and in context with your goals.
At First Financial we prefer:
- Assets that produce significant stable income streams, over those where returns primarily come from capital gains
- Investing in large cap equities to give you a more stable cash flow, similar returns and a more transparent experience than in managed funds
- Mainstream assets that are transparent and easily understood
- Liquid assets that are easily accessible
We use a long-term strategy that we monitor closely
At First Financial we believe investment is not about luck. Investing should be a long-term strategy, one you monitor closely and regularly.
Investing is certainly not a ‘set and forget’ process. Successful investors develop a plan, manage the process and monitor their choices.
At First Financial we provide guidance with all of these steps. We see our role as one of collaboration. We provide market intelligence and prudent financial advice so you can make decisions that match your investment profile and goals.