First Financial Blog

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Financial goals often focus specifically on retirement… making sure you have enough superannuation to support your ideal lifestyle. And while this is undoubtedly incredibly important, it doesn’t need to be your only target.

Grandparents hold a vital role within the family dynamic. If you are a Pop or a Nanna who enjoys a loving bond with your grandchild, you already know how special that is… but today we want to highlight the true value of grandparents.

It’s been a long couple of years. The First Financial team started working from home at the end of March in 2020 but we are excited to say that we are now back in the office!

From managing investments, superannuation and retirement planning, to saving for a home, covering education costs or medical expenses… keeping on top of your finances can seem pretty overwhelming. A personal financial adviser can make a difference in your life and help you make the most of what you have.

Buy now, pay later (BNPL) is everywhere! You can purchase almost anything using one of the numerous service providers… from clothing to car parts, holidays to home entertainment products… you can even pay for a trip to the dentist this way.

The last two years have been tough for millions of Australians. But now that we are starting to find our way out of the dramatic lockdowns and life is somewhat returning to normal, what can you do to boost your finances?

On 9 December 2017, the Government amended the Marriage Act 1961 and legalised same-sex marriage. But when it comes to LGBTQI+ couples and their financial rights, there can still be some confusion.

The world of credit and borrowing money is a tightly regulated industry. Lenders are required to comply with ‘responsible lending conduct’, and they have strict obligations as outlined by ASIC. And your lifestyle can affect your loan borrowing power. Your spending habits can have a direct impact on the amount a lender is willing to offer you.

We take pride in supporting our team members. We encourage them to develop their skills and provide them with many different training opportunities. One of these programs is the Financial Adviser Professional Year and we are excited to have another three team members on the journey to becoming fully qualified advisers.

Being a financial adviser is an important job. People put their trust in you and you can really make a difference to their lives. Your role is to empower them with information and give them the guidance they need to make crucial financial decisions.