First Financial Blog

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Financial needs and goals transform over time; the ambitions of a new graduate differ from those of a middle-aged person with a family. Wealth planning is a lifelong journey that evolves, making a comprehensive financial plan for every stage essential.

If you inherit money or property while receiving the age pension, it could affect your payments due to Centrelink’s asset and income tests. Here’s what you need to know, what options you have and the strategies you might consider.

The APRA 2024 Annual Performance Test released on August 31 has revealed significant trends in superannuation, including a drop in administration fees. Additionally, for the first time, no funds failed. Learn more about the test and our key insights here.

Are you considering selling property in retirement? Whether it’s an investment property or something inherited from a relative, the profits could significantly boost your lifestyle. Here’s what you need to know about property sales and CGT for retirees.

The financial future of your family starts with a conversation. These conversations help your children and grandchildren make informed decisions and avoid common pitfalls. Here’s how to navigate intergenerational financial dialogue.

Are you looking to secure a strong financial future for your child or children? There are alternative saving and investing options to help maximise their security while avoiding penalty tax rates, from mortgage offset accounts to investment bonds.

Are you worried about outliving your retirement savings? How long your funds will last throughout your later years is highly dependent on your spending habits and desired lifestyle. Planning ahead is key to enjoying a financially secure retirement.

Superannuation is one of Australia’s largest pools of personal savings and a powerful tool for your financial future. Understanding what it is and how it works is crucial. Recently, updates to superannuation came into effect on July 1, 2024.

Just like us, dogs might trade fetching balls for more naps as they age, but the bond we share only grows stronger. From routine to better mental health, pets provide innumerable benefits to retirement years. Here’s what you need to know about their care.

Every investment decision has the power to shape the future. Sustainable investing involves choosing investments based on ESG criteria. It aims to generate long-term financial success while supporting ethical practices and contributing to positive societal impact.