First Financial Blog

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What happens if I want to move into my investment property or holiday home?

Posted on July 12, 2024 by First Financial

Are you considering making the leap from landlord to resident? Before you stop collecting rental income and move into your investment property or holiday home, it’s crucial to understand the financial implications. Here is what you need to know.

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The power of compounding returns and multiple income streams

Posted on July 1, 2024 by First Financial

Understanding the mechanics of compounding returns and the security of multiple income streams is crucial to achieving financial freedom and prosperity. They provide the framework for growing wealth steadily and securing it against potential economic downturns.

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Franking credits explained

Posted on June 19, 2024 by First Financial

Are you wondering what franking credits are? We can explain. They are a type of tax credit that companies distribute to their shareholders along with dividends. Learn how these tax benefits work and how they can maximise your investment returns.

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A digital literacy and security guide for seniors

Posted on June 13, 2024 by First Financial

Enhance your digital literacy and security with our comprehensive guide for seniors. As tax time approaches, it’s crucial to stay vigilant against scams. Learn practical tips to protect your personal information and enjoy a safer online experience.

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Tax planning and EOFY last-minute reminders

Posted on June 4, 2024 by First Financial

With EOFY approaching, it’s crucial to optimise your tax planning. From maximising super contributions to managing capital gains, here are our last-minute thoughts, tips and reminders to help you make the most of the financial year-end.

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Gardening tips to create a retirement oasis

Posted on May 31, 2024 by First Financial

Whether you have a sprawling backyard or a small patio, you can transform it into a relaxing, tranquil retirement oasis to enjoy for years to come. Keep it simple yet effective with these creative gardening tips to help you cultivate a serene and beautiful space.

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Planning for retirement with an active mortgage

Posted on May 27, 2024 by First Financial

Are you approaching retirement with an active mortgage? It’s time to assess your financial situation. While the right strategy for you will depend on your individual circumstances, here is some general advice for navigating this critical phase.

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Is it worth buying property through super?

Posted on May 17, 2024 by First Financial

Is it worth buying property through your superannuation? Depending on your circumstances, it may be a smart move, promising the potential for long-term financial growth and security. However, it’s important to consider the benefits and the drawbacks.

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Insights into superannuation distribution following death

Posted on May 15, 2024 by First Financial

Are you wondering about your superannuation after you’re gone? Here are our insights on the distribution process after death, including beneficiaries and tax implications, to ensure your assets are handled as you wish.

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Retirement and creating a home sweet home

Posted on April 29, 2024 by First Financial

As we plan for retirement, our home becomes a focal point – do we adapt it for our changing needs or make a move? This decision includes social, emotional, physical and financial concerns, all crucial in creating our ideal ‘home sweet home’ for the golden years.

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