First Financial Blog

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On 31 August the Australian Prudential Regulation Authority released results from their first MySuper Product Performance Test. We take a look at these results and Chris Crough, First Financial Principal, discusses why our clients are protected from this poor super fund performance.

Everyone has different dreams for their retirement but regardless of what your retirement looks like, there’s always a need for financial stability. Here, we consider cash flow in retirement. And we look at some of the important steps you can take to help minimise financial stress so you can focus on the things you enjoy.

While the initial impact of COVID-19 slowed the property market last year, it has certainly bounced back, and consumer confidence appears strong. With that in mind, we look at some of the factors to consider if you are buying a house in 2021.

Do you know how your superannuation is performing? Have you taken some time to review your fees or check that you are on track to reach your financial goals before retirement? Here are our five steps to help you do a super health check.

Do you have or are you considering creating a family trust? Here in Australia they are becoming increasingly popular and with good reason. They have unique advantages and can help you with your financial planning, investments and tax distribution.

We talk about the importance of superannuation a lot. It is a critical part of making sure you are financially prepared for retirement. But there is so much more to it than just saving for the future… there are a lot of benefits that you can access if you are with the right fund and structure your super effectively.

Bitcoin, Ethereum, Tether, Dogecoin… it is an ever expanding field and there are thousands of different cryptocurrencies in existence. We take a look at the realm of virtual currencies and Graeme Quinlan discusses why we don’t invest in crypto.

Financial freedom – it’s something everyone wants. But for many women, it can be difficult to achieve. There are significant hurdles to overcome so no matter where you are in your life right now, it’s essential that you take control today and start planning for the future.

The term ‘high yield’ sounds like a great opportunity to be able to boost your investment income and enjoy positive returns… but you need to be mindful of the associated risks. While some high yield investments are certainly beneficial to include within a diversified portfolio you should always do your homework.

An economic market review from Tim Farrelly, our external asset allocation consultant. In his review he discusses five key themes that are currently impacting the way in which portfolios are put together. You can watch the full video or read the summary below.