Financial
Roadmap
A clear, personalised path to your financial goals.
Grandparents hold a vital role within the family dynamic. We often hear about research that highlights how positive parent-child relationships are central to emotional and social development… but we rarely see studies into the importance of the grandparent-grandchild connection.
When there is a close relationship between these two generations it can bring a wealth of happiness to a family. There are great benefits to be gained on both sides and we believe it’s something to cherish.
If you are a Nanna or a Pop who enjoys a loving bond with your grandchild, you already know how special that is… but today we want to highlight the true value of grandparents.
When a child has regular contact with their grandparents it enables them to experience a relationship filled with love that differs from the one they have with their parents. It expands their understanding of how to foster healthy relationships and encourages additional emotional development.
When regularly involved in day to day activities, grandparents can actually help to reduce household stress as they are the perfect playtime companions. Their ability to engage in creative, imaginative play isn’t hindered by work commitments or a looming deadline, which is often the case for parents.
And most grandparents talk about how much they love this time. The interaction is truly satisfying for everyone.
A National Seniors Australia report from May 2020, entitled Australian Grandparents Care, shared comments from research participants about their relationships with their grandchildren.
“It is the best feeling to care for your grandchildren, love them to bits.
We love caring for these little people. They add to our lives, and we consider this a special time in all of our lives.
Wonderful, rewarding and enlightening.
Best job in the world looking after the grandkids and watching them learn and grow.”
A grandma’s unconditional love, patience and comfort can sometimes be the most valuable thing to a child… but they also have a wealth of knowledge to share.
Their vast life experience enables them to recount stories that can be even more interesting than the latest episode of a Netflix series!
Grandparents tend to have a link to their cultural background or heritage that parents might not be able to teach, and many people reflect on how their grandparents’ beliefs and values helped shape their own.
In return, grandchildren regularly help modernise the lives of their grandparents… digitising their world with computers, iPhones and other devices. We are sure that most grandparents are FaceTime masters… especially after so many pandemic lockdowns!
The other incredibly important part of grandparenting is the childcare they provide. If both parents in the family work, grandparents are often called upon to provide regular care.
The Australian Grandparents Care report highlights that the average amount of time spent grandparenting is 12 hours per week. There is no doubt that this time is invaluable for families and saves them a significant financial expense when you consider the cost of paid childcare.
While these childcare hours might not be following a formal curriculum, they are filled with organic learning that is crucial to a child’s growth. We know that grandparents have the ability to make our lives richer, better and happier in so many ways.
We salute you grandparents! Thank you for everything you do.
Read about Retirement Planning.
Every client journey begins with a conversation. We look closely at where you are now, what matters to you, and what’s possible. Then we structure our advice to match.
A clear, personalised path to your financial goals.
Proactive strategies to maximise your tax savings.
Tailored plans aligned with your goals and risk profile.
Regular guidance to keep your plan on track.
Retired business owner
After decades of running a successful pharmacy, John sought financial guidance to simplify decision-making and support long-term planning.
“I feel genuinely supported by First Financial. I can ask anything, and there’s no pressure, just clear advice and real care. The money’s growing, I’m not stressed about it, and I feel completely at ease for the first time. I don’t miss work, but I’d miss the support I get from First Financial.”
Retired and semi-retired
Referred by friends helped through aged care, Craig sought secure financial guidance after inheriting funds.
“We feel very secure with First Financial, the income just comes in, and we know everything is being looked after. It’s not just safe, it’s smart. We’ve recommended them to others because we genuinely believe in the team.”
Retired
Jan's husband managed the finances until entering aged care. Jan gradually stepped into the financial picture with First Financial’s support.
“The money just comes in. I don’t have to think about it. And I know they’re always there. They’ve always been there in the background, just quietly making things work.”
Retired widow
Lyn stepped into financial management for the first time after her husband's passing. With patience and care, First Financial supported her through grief, learning, and empowerment.
“After my husband passed, I was completely unsure where to start. First Financial gave me the space to learn, to ask questions, to grow confident. They drew a diagram that I still have. And now, I sleep well at night knowing I’ve got someone in my corner.”
Newly retired
As retirement neared, Larry and Virginia were ready to enjoy travel, family, and freedom, without uncertainty. A friend recommended First Financial, and from the first meeting, they had a clear plan, a safety net, and people they trusted.
“We’ve travelled the world, Europe, Sri Lanka, Vietnam, without once stressing about the money. They made everything feel simple and gave us the confidence to live well. We feel secure because we know exactly where we stand, and that peace of mind means everything.”
Early retirement and working professional
When Tim received an overseas medical settlement, he and Adam had just 14 days left in a 90-day window. They needed clear guidance, fast. A referral led them to First Financial.
“We’re in totally different life stages, but First Financial built a strategy that supports us both. From urgent legal steps to ethical investing, they handled every detail with calm, care, and real expertise. It’s financial freedom without compromise, and we couldn’t have done it without them.”
You can use the form below to make a general or initial enquiry.
You can also book a 15 minute call with an adviser by clicking the blue button below.
You can use the form on the right to make a general or initial enquiry.
You can also book a 15 minute call with an adviser by clicking the blue button below.
Fill in your details and briefly let us know how we can help.
We’ll reach out to schedule a time that suits you.
Enjoy an obligation-free initial meeting to discuss your goals and explore how we can guide you toward financial confidence.
Let’s start the conversation.
We look forward to hearing from you!
Level 9, 90 Collins Street,
Melbourne, VIC, 3000
Office Hours
Mon – Fri | 9:00 am – 5:00 pm