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9 November, 2021
Best places to retire in Australia in 2025
First Financial Team
We know that the last two years have had their ups and downs. The global pandemic certainly caused significant turmoil within the share market, but we are hopeful that 2025 will prove to be a much more enjoyable year for everyone.
If you are planning to retire in the coming year, you might already be knee-deep in details and logistics… but we’ve put together a list of some of the best places to retire in Australia.
If you are thinking about making a move, then here are some ideas of locations you could consider.
Echuca, Victoria
The name Echuca means ‘meeting of the waters’ and the traditional Yorta Yorta lands span both sides of the Murray River. With a warm climate and plenty of native bush along the river, swimming, fishing and boat activities are always popular.
There are many local clubs and associations that will quickly make you feel like part of the community. And for music lovers there is the Riverboats Music Festival in February and the Echuca Moama Winter Blues Festival in July each year.
Being less than three hours’ drive from Melbourne, you can easily visit family or friends still living in the city… or provide them with the perfect long weekend getaway destination.
Mornington Peninsula, Victoria
If you’d prefer to be close to the beach, then the Mornington Peninsula could be the ideal spot for you! Picturesque coastal villages make this part of Victoria extremely popular with retirees from all over the country.
You can enjoy daily walks along sandy shores, rounds of golf across numerous courses, exploring national parks and doing your weekly fruit and veg shopping at one of the local market gardens.
Again, the close proximity to Melbourne is a bonus, especially if you need easy access to the airport. The Peninsula is only 100 kilometres from Tullamarine so you could even start thinking about your retirement travel plans.
Hobart, Tasmania
Heading further south, you might want to consider Hobart as your home for retirement. While the climate is definitely cooler than northern locations, it is renowned for its impressive natural beauty… in fact, all of Tasmania is simply stunning.
As like most capital cities, Hobart has experienced a recent property boom, but the median house price is still significantly lower than in Melbourne, Sydney, Brisbane or Canberra. So you might find that your dollar goes a lot further when you’re looking for your perfect retirement home.
The arts and culture scene in Hobart is buzzing… galleries, museums, theatres and festivals provide an impressive program of events across the year. From contemporary to traditional, you are bound to find something you love.
Hunter Valley, New South Wales
Famous for its wine, you might be fooled into thinking we are suggesting the Hunter Valley because of all the vineyards… but there is much more than just vino on offer from this region of New South Wales.
If you enjoy cycling, hiking or simply immersing yourself in natural surroundings, then this could be a great choice for you. The Werakata National Park is fantastic for birdwatching and discovering beautiful spring wildflowers… or if you prefer the fun of four-wheel driving, Watagans National Park has a range of different tracks to suit all levels of experience.
Located around three hours’ drive from Sydney, it is an idyllic place to settle into your dream retirement lifestyle.
Speak to a financial adviser
Careful wealth management will help create an income stream that can support your retirement goals and enable you to live exactly where you want.
If you would like to discuss the financial aspect of your transition to retirement with one of our advisers, please contact our team today.
Read more retirement planning articles.
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John
Life Stage:
Retired business owner
Background:
After decades of running a successful pharmacy, John sought financial guidance to simplify decision-making and support long-term planning.
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“I feel genuinely supported by First Financial. I can ask anything, and there’s no pressure, just clear advice and real care. The money’s growing, I’m not stressed about it, and I feel completely at ease for the first time. I don’t miss work, but I’d miss the support I get from First Financial.”
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Graeme and Craig
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Retired and semi-retired
Background:
Referred by friends helped through aged care, Craig sought secure financial guidance after inheriting funds.
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Larry and Virginia
Life Stage:
Newly retired
Background:
As retirement neared, Larry and Virginia were ready to enjoy travel, family, and freedom, without uncertainty. A friend recommended First Financial, and from the first meeting, they had a clear plan, a safety net, and people they trusted.
- Wanted to travel and enjoy retirement without second-guessing finances
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Lyn
Life Stage:
Retired widow
Background:
Lyn stepped into financial management for the first time after her husband's passing. With patience and care, First Financial supported her through grief, learning, and empowerment.
- Had never managed finances before
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Tim and Adam
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Background:
When Tim received an overseas medical settlement, he and Adam had just 14 days left in a 90-day window. They needed clear guidance, fast. A referral led them to First Financial.
- Only two weeks left to meet urgent legal and financial deadlines
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“We’re in totally different life stages, but First Financial built a strategy that supports us both. From urgent legal steps to ethical investing, they handled every detail with calm, care, and real expertise. It’s financial freedom without compromise, and we couldn’t have done it without them.”
CLIENT STORY
Jan
Life Stage:
Retired
Background:
Jan's husband managed the finances until entering aged care. Jan gradually stepped into the financial picture with First Financial’s support.
- Needed financial guidance after business sale
- Lacked experience managing complex finances
- Sought consistent income and long-term structure
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“The money just comes in. I don’t have to think about it. And I know they’re always there. They’ve always been there in the background, just quietly making things work.”
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