First Financial Blog

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As we plan for retirement, our home becomes a focal point – do we adapt it for our changing needs or make a move? This decision includes social, emotional, physical and financial concerns, all crucial in creating our ideal ‘home sweet home’ for the golden years.

If discussing retirement plans on the golf course negatively impacts your swing and leaves you clutching your back, it’s a humorous reminder of the health and wealth connection. Here’s what we know about their intricate relationship.

What would you do with a little extra space in your monthly budget? You could save for the dream car, but why not make this surplus work harder for your long-term financial well-being by investing it in your mortgage or super? And, which of those options is best?

Do you need help understanding family trusts? We assist clients in structuring their finances for tax efficiency and for achieving their long-term objectives, such as retirement goals or creating a financial legacy for their families. Here’s what you need to know.

Traditionally, older generations have been labelled as late adopters when it comes to embracing new technology. However, in today’s world, modern seniors are not only embracing technology but also recognising its potential to significantly enhance their lives.

Over the next two decades, an astounding $3.5 trillion is expected to be inherited. Will you be prepared for this wealth transfer? Both beneficiaries and benefactors will need to employ strategic planning to minimise tax implications and other potential problems.

It was good news for retirement preparation in February when it was announced that there would be an increase in superannuation contribution limits. The changes may unlock new pathways for you on the pathway to wealth.

If you are fortunate enough to have sufficient funds to settle your mortgage, you might instinctively opt for immediate repayment. However, it’s prudent to consider all your financial options. There are actually two good reasons not to pay off your home loan first.

Not all retirement adventures happen on cruise ships. Some of the most imaginative, life-changing journeys happen while turning pages. Retirement is the perfect time to catch up on a good book or two. Or an entire library.

In late January, news emerged of amendments to stage three tax cuts aimed at alleviating the financial burdens faced by Australians amidst rising living costs. Here, we provide a concise summary of the key points.