First Financial Blog

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Whether your retirement dreams are grand or simplistic, life rarely goes to plan. Understanding the three phases of retirement helps clarify the financial planning process and reveals unique opportunities and challenges for each stage of the journey.

Are you considering making the leap from landlord to resident? Before you stop collecting rental income and move into your investment property or holiday home, it’s crucial to understand the financial implications. Here is what you need to know.

Understanding the mechanics of compounding returns and the security of multiple income streams is crucial to achieving financial freedom and prosperity. They provide the framework for growing wealth steadily and securing it against potential economic downturns.

Are you wondering what franking credits are? We can explain. They are a type of tax credit that companies distribute to their shareholders along with dividends. Learn how these tax benefits work and how they can maximise your investment returns.

Enhance your digital literacy and security with our comprehensive guide for seniors. As tax time approaches, it’s crucial to stay vigilant against scams. Learn practical tips to protect your personal information and enjoy a safer online experience.

With EOFY approaching, it’s crucial to optimise your tax planning. From maximising super contributions to managing capital gains, here are our last-minute thoughts, tips and reminders to help you make the most of the financial year-end.

Whether you have a sprawling backyard or a small patio, you can transform it into a relaxing, tranquil retirement oasis to enjoy for years to come. Keep it simple yet effective with these creative gardening tips to help you cultivate a serene and beautiful space.

Are you approaching retirement with an active mortgage? It’s time to assess your financial situation. While the right strategy for you will depend on your individual circumstances, here is some general advice for navigating this critical phase.

Is it worth buying property through your superannuation? Depending on your circumstances, it may be a smart move, promising the potential for long-term financial growth and security. However, it’s important to consider the benefits and the drawbacks.

Are you wondering about your superannuation after you’re gone? Here are our insights on the distribution process after death, including beneficiaries and tax implications, to ensure your assets are handled as you wish.