While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.
If you are a business owner, it’s important that you are familiar with the Government’s small business capital gains tax (CGT) concessions. The concessions can offer significant financial benefits, depending on your personal situation and how long you’ve owned your business.
Many global corporations utilise employee share schemes as workplace incentives. They are an effective way to encourage retention and motivate employees to do their best for the organisation. But there are potential tax implications you need to know about.
Do you have or are you considering creating a family trust? Here in Australia they are becoming increasingly popular and with good reason. They have unique advantages and can help you with your financial planning, investments and tax distribution.
We talk about the importance of superannuation a lot. It is a critical part of making sure you are financially prepared for retirement. But there is so much more to it than just saving for the future… there are a lot of benefits that you can access if you are with the right fund and structure your super effectively.
Bitcoin, Ethereum, Tether, Dogecoin… it is an ever expanding field and there are thousands of different cryptocurrencies in existence. We take a look at the realm of virtual currencies and Graeme Quinlan discusses why we don’t invest in crypto.
Financial freedom – it’s something everyone wants. But for many women, it can be difficult to achieve. There are significant hurdles to overcome so no matter where you are in your life right now, it’s essential that you take control today and start planning for the future.
The term ‘high yield’ sounds like a great opportunity to be able to boost your investment income and enjoy positive returns… but you need to be mindful of the associated risks. While some high yield investments are certainly beneficial to include within a diversified portfolio you should always do your homework.
In the May 2021 Federal Budget, the Government announced their intention to remove the superannuation work test rule as it has been difficult to police. But until that happens the current work test will remain the same. We take a closer look at existing rules and explain more about the work test exemption.
Proper financial planning for various life stages and milestones can reduce the stress and anxiety and give you the confidence to transition through these milestones with ease and clarity. Learn more about how First Financial can help you prepare.
