Elder financial abuse is the misuse of money or assets of an older person, usually by a family member or friend. It is a complex, and often hidden, form of abuse. Do you know how to recognise this abuse cycle and where to seek help? Learn how to recognise the signs.
Thinking of helping a loved one out to secure a housing loan? There are a few things you need to be aware of before you sign on the dotted line to go guarantor on a loan.
If we’ve learned anything from the last few years, it’s that we really can’t predict the future. It doesn’t have to be a global pandemic; perhaps you unexpectedly lose your job, or you fall sick and are unable to earn your regular wage. This is when an emergency fund becomes incredibly valuable.
Buy now, pay later (BNPL) is everywhere! You can purchase almost anything using one of the numerous service providers… from clothing to car parts, holidays to home entertainment products… you can even pay for a trip to the dentist this way.
Deciding to enter aged care is a big decision… and one that most people don’t necessarily want to think about. But at some stage of our lives, most of us will need extra support and we know that being well prepared can make it an easier process.
Over the five years to 2020, the insurance industry lost approximately $3.4 billion on income protection insurance products. Insurance companies are haemorrhaging money. And that’s not good for anyone.
Private health insurance… do you have it? Do you need it? Are you paying too much? Are you adequately covered? Choosing your health insurance can be a difficult decision to make, and even once you have selected your cover, you often continue to ask yourself these questions.
Have you thought about how you would like your estate to be distributed? What do you want to happen to your assets when you’ve gone? Do you want your grandchildren to benefit… or do you have a favourite charity you would like to support?
Redundancy can be a life changing experience filled with many mixed emotions. The uncertainty of unemployment can feel overwhelming, but by taking control of your finances you can secure your lifestyle today and into the future.
Agreed value income protection policies have been costing Australian insurers dearly. So much so, that the industry regulator, APRA, intervened in December 2019 to put into effect several changes.
