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7 April, 2025
Market Commentary – April 2025
First Financial Team
Market Update: Insights from Our Investment Leaders
Navigating Uncertainty with Confidence
This video was filmed on April 9, prior to the announcement that Trump would pause tariffs—except with China—for 90 days. While this update has since emerged, the video remains highly relevant, as it highlights the kind of market volatility triggered by developments like these.
In this brief video, Chris Willaton (Chief Investment Officer at Akambo) and Graeme Quinlan (Head of the First Financial Investment Committee) address recent market movements and what they mean for investors.
While the headlines may feel unsettling, it’s important to step back and take a long-term view. Market drops are never comfortable—but they are a normal part of investing.
Chris and Graeme share their perspectives on what’s happening, what we’re keeping an eye on, and how we’ve positioned portfolios to stay resilient through periods like this.
Key takeaways include
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Market volatility is normal — stay the course
Recent market volatility, sparked by global trade tensions and tariff announcements, is a reminder that uncertainty is part of investing. While unsettling, a 10% correction is not unusual and doesn’t necessarily indicate a longer-term decline. History shows that markets have the resilience to recover and often bounce back stronger.
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Long-term focus beats short-term noise
Reacting emotionally or trying to time the market during periods of disruption can be risky. This video reinforces the importance of sticking to long-term fundamentals: diversification, trimming exposure to overheated sectors, and maintaining discipline through cycles.
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We’re actively managing risk — and staying in touch
The Investment team has proactively shifted portfolios to a more defensive position in recent months, including increased fixed income exposure and trimming profits in high-valuation areas. While the situation is evolving, the strategy remains grounded in experience, long-term thinking, and ongoing communication with clients.
Now more than ever, it’s worth remembering: markets have weathered plenty of challenges before, and disciplined investing remains the best course. We’re here to help you stay calm, stay invested, and stay on track.
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Larry and Virginia
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Background:
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Jan
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Retired
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Jan's husband managed the finances until entering aged care. Jan gradually stepped into the financial picture with First Financial’s support.
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Background:
After decades of running a successful pharmacy, John sought financial guidance to simplify decision-making and support long-term planning.
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Lyn
Life Stage:
Retired widow
Background:
Lyn stepped into financial management for the first time after her husband's passing. With patience and care, First Financial supported her through grief, learning, and empowerment.
- Had never managed finances before
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“After my husband passed, I was completely unsure where to start. First Financial gave me the space to learn, to ask questions, to grow confident. They drew a diagram that I still have. And now, I sleep well at night knowing I’ve got someone in my corner.”
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