If you’ve ever daydreamed about a life without mortgage payments, you’re not alone. Owning your home outright is an Australian dream, and if you find yourself with extra dollars, the question naturally arises: “Should I pay off my mortgage first?”
In honour of International Day of Older Persons, we provide some answers to frequently asked age pension questions. It’s a good time to start meaningful conversations regarding financial wellbeing for our elderly and those planning retirement in the near future.
If you have calculated the exact amount needed for your retirement but are unsure about how to achieve that goal, have you thought about downsizing before retirement? There is a lot of power in downsizing.
Learning to save is a fundamental skill required for building a strong financial future. During times of economic uncertainty, like the present, having savings is even more important. If you’re ready to get started, here are some practical tips for boosting savings.
If you didn’t start in your 20s, it’s not too late to start investing in your 30s. You’re young enough to enjoy the benefits of compound interest over another 30-plus years, and you’re wise enough to invest a significant portion of your income.
While investing in property with superannuation is a popular strategy that can be successful, it can also go terribly wrong. At First Financial, we help you make informed decisions regarding SMSF and long-term investments, so let’s review some potential pitfalls.
Earlier this year, mortgage affordability reached its lowest point in over three decades. An estimated six million properties in Australia have mortgages against them. This implies that current economic conditions are impacting a lot of Australians.
Whether you’re a high, middle or low income earner, everyone is feeling the pinch and talking about the rising cost of living. At First Financial, we have some practical advice for tough economic times.
Tax deductible is to some, what ‘sale’ is to shopaholics. However, the mere fact that something is tax deductible doesn’t necessarily make it a wise allocation of resources.
When it comes to retirement travel destinations, New Zealand is a popular option. And it’s not just because they are our neighbours across the pond. Here are the five top places to visit in New Zealand.
