While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.
For most of us, discussing our own inevitable demise is not the most comfortable conversation. But making time to plan your estate and keep it updated can provide both you and your loved ones with precious peace of mind. To make that conversation a little easier, we’ve outlined the important things to consider when estate planning.
It’s no secret that it’s becoming increasingly difficult for young Australians to buy their first home. So, it should come as no surprise that many parents are looking for ways to help their adult children take that first step onto the property ladder. If you are considering helping your children buy property there are several factors – both financial and emotional – that you should consider.
Shares that pay dividends are a popular option with Australian investors as they often provide a reliable source of return. This can provide a welcome cash injection or be used to reinvest for further growth. Choosing to invest in companies that pay dividends can be an excellent way to build wealth as part of a long-term investment strategy.
Retirement is a brand new chapter in your life. For many of us, it’s the opportunity to do all the things we didn’t have time for when we were busy building a career and raising a family. Having the means to retire life ready is not just about having enough money in the bank – you need to start with a plan. This will put you in control when it comes to making decisions about when, where and how you retire.
Becoming a smart investor is about using your head, not going with your gut feeling. But how do you know if you’re making the best decisions for your financial future? It helps to take a look at the kind of thinking that often informs our decisions when it comes to investing – so you can ask yourself, ‘Am I making the smart choice?’
Borrowing to buy property through your super is a popular investment strategy for people in the wealth building stage of their lives that can receive special tax treatment. Watch First Financial Principal Ben Rossi, explain the benefits and risks of borrowing to buy property through super.
Borrowing to invest is an effective tool you can use to build wealth. You’ve probably heard it referred to as ‘gearing’ – either positive or negative. Gearing offers huge potential to build your wealth faster and is a great way to plan for the future. Watch First Financial adviser, Roel Burghouwt discuss this strategy.
The idea of living a stress free retirement in a community of supportive and friendly people is exactly what many of us desire. A retirement village provides this for seniors who are able to live independently but with the added reassurance of access to emergency health services and the security of an on-site manager nearby. Read more here.
Are you certain your family would be financially stable if you or a loved one weren’t able to earn an income? Income protection insurance gives you a steady source of cash in such an eventuality. It replaces the lost income so you can focus on getting better and not how you’re going to pay the bills. Read this blog to find out more.
How do you stop from panicking when a news headline shouts of recession? Suddenly the retirement plan you’ve been working towards for years looks like it’s about to halve in value. But will the story you read today have a substantive impact on the health of your investment portfolio tomorrow? In this blog we take a look at investing in the age of the 24-hour news cycle.
