First Financial Blog

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The Aussie dream of home ownership has taken a battering in recent years. But the government is doing something to help, in the guise of the First Home Super Saver (FHSS) scheme. In this blog we explain how the FHSS scheme works as well as the qualifying requirements and the potential tax savings. Read the full blog here.

In this blog we’ve outlined some key tips to help with the challenging decisions around aged care. First and foremost remember you don’t have to do this on your own. An aged care specialist adviser will work with you to make sure you get the best living solution for your particular circumstances. Read the full blog to find out more.

We all want our retirement years to be fulfilling and stress-free. But if you’re having to count the pennies every week, those years begin to feel very different. A retirement plan will help alleviate that worry.

Losing your partner changes your life. We don’t begin to presume to understand such a difficult time. But when it comes to your finances, we can offer support and expert advice.

It’s been a month since the Treasurer handed down the 2018 Federal Budget. The aged care sector and older Australians came out on top of the list of winners and losers. So we decided to take another, closer look at what the Budget delivered for the sector that is close to our hearts.

Relying on your superannuation alone to accumulate enough wealth for retirement is increasingly unrealistic, especially with the changes to super contribution rules. So it’s more important than ever to consider investments outside of super.

We all want a happy, stress-free retirement. Ensuring you have sufficient income is fundamental to delivering that goal. But working out whether or not you have enough to last you the rest of your life can often be confusing and stressful.

If you’re a retiree selling the family home and looking for a way to maximise the proceeds, then from 1 July 2018 there’s a new option to consider. You can choose to contribute up to $300,000 from the sale proceeds into super. In this blog we explain how the Government’s new ‘downsizing contributions into superannuation’ measure works and where the opportunities lie for retirees.

In this blog we give our top-level overview of the Federal Budget 2018-19. While a tax overhaul forms the main plank of the budget, older Australians are a big focus with a multibillion-dollar aged care and retirees package.

Congratulations to our newest Associate Adviser, Emily Still. At First Financial, when we see someone who’s a fast learner and an exceptional communicator, we like to give them a reason to stay. So we are thrilled to announce Emily’s promotion and welcome her into Nick Thomas’s team.