In some offices, you might overhear a familiar voice. In ours, you can sometimes hear the same one twice because there really are two. Meet Stef Falleti and Nicole Gullone, identical twins and trusted financial advisers.
It’s a common misconception that retirement marks the end of tax obligations, but income from investments, property or savings can still attract tax. Structuring your retirement income effectively, especially through superannuation, can make a significant difference to how much you keep and how far your savings go.
The potential need for assisted living is something we often avoid thinking about, but it is part of the financial planning process. Australia’s system is currently undergoing a major overhaul, with a new Aged Care Act set to take effect on 1 November 2025.
On 31 August the Australian Prudential Regulation Authority released results from their first MySuper Product Performance Test. We take a look at these results and Chris Crough, First Financial Principal, discusses why our clients are protected from this poor super fund performance.
Don’t let CGT fear stall smart decisions. With the right timing and strategy, capital gains tax can unlock better retirement outcomes and more flexible, tax-efficient wealth planning.
If a self-managed super fund (SMSF) has been part of your financial planning, you might wonder what actually changes in the background once retirement starts. Even if you have someone managing it for you, it’s fair to want a sense of what’s going on.
If retirement feels years away, you may have more options than you realise. Many Australians work longer than necessary, but financial strategies like the downsizer rules could help you retire sooner, depending on your circumstances.
A career change can bring fulfilment but may come with financial implications. It’s that time of year when many Australians are reviewing job satisfaction. Whether pursuing higher pay or passion, here are the key financial factors to consider before making the move.
Could a small change in your work-life balance help boost your super and save on your tax bill? If you’re over 60, a transition to retirement strategy (TTR) can help you achieve both short-term and long-term financial goals as retirement approaches.
Have you heard friends and family talk about reassessing their assets to secure the full age pension? Many Australians plan for this, but you should stop aspiring to do so. The comfortable, fulfilling lifestyle you’re accustomed to cannot be sustained at that rate.
