Recent Age Pension changes, made by the government, have presented new possibilities to many older Australians. We have seen the media focus on cuts to deeming rates which offer a potential increase to payments and greater eligibility.
When preparing for retirement, the most important question you need to ask yourself is, ‘How much income will I need?’ It is vital that you have a clear understanding about your income requirements so that you can live the life you want when you are no longer working.
The small steps you take today to boost your super can have a big impact on your future. When utilised fully and structured correctly, superannuation can help you reach your financial goals and approach retirement with confidence and certainty. First Financial Principal, James Wrigley, discusses ways to maximise your super.
Retirement is a brand new chapter in your life. For many of us, it’s the opportunity to do all the things we didn’t have time for when we were busy building a career and raising a family. Having the means to retire life ready is not just about having enough money in the bank – you need to start with a plan. This will put you in control when it comes to making decisions about when, where and how you retire.
Borrowing to buy property through your super is a popular investment strategy for people in the wealth building stage of their lives that can receive special tax treatment. Watch First Financial Principal Ben Rossi, explain the benefits and risks of borrowing to buy property through super.
We all know retirement is coming, so it makes sense to be prepared. And once you are in control of your finances you’ll feel more secure about your future and what you spend. In this blog we’ve put together some money tips to help with budgeting and cash-flow in retirement.
In this blog we’ve outlined some key tips to help with the challenging decisions around aged care. First and foremost remember you don’t have to do this on your own. An aged care specialist adviser will work with you to make sure you get the best living solution for your particular circumstances. Read the full blog to find out more.
We all want our retirement years to be fulfilling and stress-free. But if you’re having to count the pennies every week, those years begin to feel very different. A retirement plan will help alleviate that worry.
Losing your partner changes your life. We don’t begin to presume to understand such a difficult time. But when it comes to your finances, we can offer support and expert advice.
We all want a happy, stress-free retirement. Ensuring you have sufficient income is fundamental to delivering that goal. But working out whether or not you have enough to last you the rest of your life can often be confusing and stressful.
