Graeme Quinlan, Senior Adviser and Head of the First Financial Investment Committee, discusses the recent financial performance of Australian banks and how they are recovering as we work our way out of the COVID recession.
In today’s financial world it’s important to have an investment portfolio that truly meets your needs. It should be well-maintained and include an asset allocation that is appropriate for your personal financial circumstance while also aligning with your attitude to risk.
Back In 2019, we discussed the trend of ethical investing and highlighted some of its specific characteristics. In the years since more and more investors around the world are looking at how their investments can be profitable while also meeting a range of non-financial criteria.
Mortgage interest rates have been a hot topic of conversation for many years. We’ve been experiencing some of the lowest figures ever seen and the Australian property market has continued to soar, despite the economic woes of the global coronavirus pandemic.
We believe that the key to successful investing is maintaining a long-term view. The short term might be a thrill, but long-term investing provides a more stable, consistent approach to securing your financial future.
Investment markets are cyclical in nature. Ups and downs occur regularly, but over longer periods of time, there are recognisable traits associated with each stage that can be clearly categorised.
Sequencing risk can impact your retirement income… but our unique Investment Philosophy allows us to build portfolios that are robust enough to withstand the market volatility that triggers the effect.
When you start investing in the share market, you embrace the process with optimism. Unfortunately, market volatility can dent your optimism and set you on a roller-coaster of emotions.
During March and April, we have seen acute market volatility, and for many investors this has been cause for concern. But at First Financial, our unique Investment Philosophy has helped to minimise the effect on our clients’ portfolios.
With so much constant activity within the infrastructure sector, it can be beneficial for investors to treat infrastructure as a separate asset class for investment, rather than lumping it in with the equities part of their portfolios.
