Financial planning & goal setting

13 June, 2023

The tax deductible trap: why the tax benefits of EOFY sales don’t always justify the expense

Tax deductible is to some, what ‘sale’ is to shopaholics. However, the mere fact that something is tax deductible doesn’t necessarily make it a wise allocation of resources.

25 May, 2023

Retirement travel destinations, New Zealand – here are the top five places to visit

When it comes to retirement travel destinations, New Zealand is a popular option. And it’s not just because they are our neighbours across the pond. Here are the five top places to visit in New Zealand.

17 May, 2023

Should I repay my child’s HECS if I’m able?

With HECS indexation expected to peak at 7% this year, you might be wondering if you should repay your child’s debt for them- if you’re able to do so.

17 May, 2023

Do retirees pay capital gains tax in Australia?

When it comes to retirees and capital gains tax, there’s a lot to consider. But don’t let concerns about capital gains tax spoil the serenity of your golden years.

20 April, 2023

Breaking the glass ceiling: why women in finance are on the rise

In an industry traditionally dominated by men, women are now on the rise. We’re seeing more women in finance, and First Financial is a proud supporter of growing the careers of young mums and other women.

20 April, 2023

Caravanning in Australia after retirement – the best spots, dos and don’ts

Up for an adventure post-retirement? It’s time to hit the road. If caravanning in Australia after retirement sounds like a great way to wind down after a long and demanding career, then read on.

28 March, 2023

Defined benefit versus accumulation superannuation – What you should know

While defined benefit funds are no longer open to new members, some Aussies who are nearing retirement are members of those funds – and here we explain the difference between defined benefit plans and accumulation super funds.

14 March, 2023

Higher interest rates: selling assets to cover your costs

Rising interest rates continue to be a massive concern for many Australians. This is not just for homeowners, but everyone affected by the resultant increase in cost of living.

27 February, 2023

Paying off your mortgage faster

Successful property investment advice can yield significant returns. However, cost of living increases and rising interest rates necessitate a more focused approach when you’re trying to pay off your mortgage faster.

27 February, 2023

The superannuation downsizing limit has changed: what you should know

The change in superannuation downsizing limit is a key driver in helping older Aussies to boost their income in retirement. Here’s how the lower age limit can benefit your retirement.