Financial planning & goal setting

17 May, 2023

Should I repay my child’s HECS if I’m able?

With HECS indexation expected to peak at 7% this year, you might be wondering if you should repay your child’s debt for them- if you’re able to do so.

17 May, 2023

Do retirees pay capital gains tax in Australia?

When it comes to retirees and capital gains tax, there’s a lot to consider. But don’t let concerns about capital gains tax spoil the serenity of your golden years.

20 April, 2023

Breaking the glass ceiling: why women in finance are on the rise

In an industry traditionally dominated by men, women are now on the rise. We’re seeing more women in finance, and First Financial is a proud supporter of growing the careers of young mums and other women.

20 April, 2023

Caravanning in Australia after retirement – the best spots, dos and don’ts

Up for an adventure post-retirement? It’s time to hit the road. If caravanning in Australia after retirement sounds like a great way to wind down after a long and demanding career, then read on.

28 March, 2023

Defined benefit versus accumulation superannuation – What you should know

While defined benefit funds are no longer open to new members, some Aussies who are nearing retirement are members of those funds – and here we explain the difference between defined benefit plans and accumulation super funds.

14 March, 2023

Higher interest rates: selling assets to cover your costs

Rising interest rates continue to be a massive concern for many Australians. This is not just for homeowners, but everyone affected by the resultant increase in cost of living.

27 February, 2023

Paying off your mortgage faster

Successful property investment advice can yield significant returns. However, cost of living increases and rising interest rates necessitate a more focused approach when you’re trying to pay off your mortgage faster.

27 February, 2023

The superannuation downsizing limit has changed: what you should know

The change in superannuation downsizing limit is a key driver in helping older Aussies to boost their income in retirement. Here’s how the lower age limit can benefit your retirement.

13 February, 2023

Your next 10 years as an investor

We discuss what your next 10 years as an investor will look like as the rising cost of living and interest rates hikes change the overall market. Are the “good old days” a thing of the past?

13 February, 2023

Gifting assets during retirement

You’ve made it to retirement, you are probably more financially secure than ever and you’re feeling generous. But there are some considerations to make before gifting assets during retirement.