Are you looking to secure a strong financial future for your child or children? There are alternative saving and investing options to help maximise their security while avoiding penalty tax rates, from mortgage offset accounts to investment bonds.
Are you worried about outliving your retirement savings? How long your funds will last throughout your later years is highly dependent on your spending habits and desired lifestyle. Planning ahead is key to enjoying a financially secure retirement.
Superannuation is one of Australia’s largest pools of personal savings and a powerful tool for your financial future. Understanding what it is and how it works is crucial. Recently, updates to superannuation came into effect on July 1, 2024.
Enhance your digital literacy and security with our comprehensive guide for seniors. As tax time approaches, it’s crucial to stay vigilant against scams. Learn practical tips to protect your personal information and enjoy a safer online experience.
With EOFY approaching, it’s crucial to optimise your tax planning. From maximising super contributions to managing capital gains, here are our last-minute thoughts, tips and reminders to help you make the most of the financial year-end.
Consistency is key when building healthy money habits for couples and forging a strong financial future together. At First Financial, we empower individuals and couples to retire on their terms. Here are some of our top tips.
What financial advice would you share with your 21-year-old self? As we age, we tend to get savvier about money matters. Sadly, revisiting the past is off the table, but we can pass on our financial wisdom to anyone on the brink of starting their first full-time job.
As retirees visit grown children and empty-nesters welcome back larger families this holiday season, let’s reflect on family values. For those still with little ones or grandchildren, here are some of the secrets to raising financially responsible children.
It’s important to remember that the most meaningful gift you can give yourself and your family can’t be wrapped in a box. The gift of financial security is something to savour not only today but throughout the holidays and every day for the rest of your life.
Marriage is a lot like a rollercoaster – fun and rewarding but also full of twists and the occasional head-scratching moment. If you’re building wealth together on this ride, you might be wondering about making contributions to your spouse’s superannuation.
