Maximising your financial potential starts with managing household cash flow. Whether saving, paying off your mortgage or investing, understanding your income and expenses leads to informed decisions. Here’s what you need to know.
Financial needs and goals transform over time; the ambitions of a new graduate differ from those of a middle-aged person with a family. Wealth planning is a lifelong journey that evolves, making a comprehensive financial plan for every stage essential.
The financial future of your family starts with a conversation. These conversations help your children and grandchildren make informed decisions and avoid common pitfalls. Here’s how to navigate intergenerational financial dialogue.
Are you looking to secure a strong financial future for your child or children? There are alternative saving and investing options to help maximise their security while avoiding penalty tax rates, from mortgage offset accounts to investment bonds.
Are you worried about outliving your retirement savings? How long your funds will last throughout your later years is highly dependent on your spending habits and desired lifestyle. Planning ahead is key to enjoying a financially secure retirement.
Superannuation is one of Australia’s largest pools of personal savings and a powerful tool for your financial future. Understanding what it is and how it works is crucial. Recently, updates to superannuation came into effect on July 1, 2024.
Enhance your digital literacy and security with our comprehensive guide for seniors. As tax time approaches, it’s crucial to stay vigilant against scams. Learn practical tips to protect your personal information and enjoy a safer online experience.
With EOFY approaching, it’s crucial to optimise your tax planning. From maximising super contributions to managing capital gains, here are our last-minute thoughts, tips and reminders to help you make the most of the financial year-end.
Consistency is key when building healthy money habits for couples and forging a strong financial future together. At First Financial, we empower individuals and couples to retire on their terms. Here are some of our top tips.
What financial advice would you share with your 21-year-old self? As we age, we tend to get savvier about money matters. Sadly, revisiting the past is off the table, but we can pass on our financial wisdom to anyone on the brink of starting their first full-time job.
