Financial planning & goal setting

28 January, 2025

Navigating the financial implications of a career change

A career change can bring fulfilment but may come with financial implications. It’s that time of year when many Australians are reviewing job satisfaction. Whether pursuing higher pay or passion, here are the key financial factors to consider before making the move.

28 January, 2025

Having a wealth mindset and how attitude affects financial success

The difference between those who build wealth and those who don’t often comes down to belief. A strong attitude and financial mindset will shape our decisions, influencing everything from spending habits to investment choices and ultimately, our success.

8 January, 2025

How you can boost super and cut tax with a transition to retirement strategy

Could a small change in your work-life balance help boost your super and save on your tax bill? If you’re over 60, a transition to retirement strategy (TTR) can help you achieve both short-term and long-term financial goals as retirement approaches.

8 January, 2025

About binding vs non-binding super beneficiary nominations

Everyone wants to protect their loved ones, especially should the unthinkable happen. If you’re considering binding or non-binding beneficiary nominations for your superannuation, it’s essential to understand the key differences and their implications.

18 December, 2024

How will your year-end financial view look?

As we approach the end of 2024, it’s an ideal time to assess our goals and take an honest look at our year-end financial view. Hopefully, your choices have paid off, setting you up for a successful 2025. If adjustments are needed, that’s perfectly fine.

11 November, 2024

What is Division 293 superannuation tax?

What is Division 293 superannuation tax? It sounds complicated, but it’s important for high-income earners to understand. If you want to know more about it, what it means, and whether you need to pay it, here’s what you need to know.

6 November, 2024

Essential financial steps for expats moving back to Australia

If you’re an expat returning to Australia after time abroad, some careful planning and financial steps will help you secure your wealth and set yourself up for success. Here’s what you need to know about taxes, superannuation, investments and more.

4 November, 2024

Offset account versus redraw account

Offset accounts and redraw accounts are different options for managing your mortgage, and knowing how they differ is important for making informed decisions. While they play the same role in reducing interest, they are two very different things.

29 October, 2024

Handling financial pressures with confidence

Life can change in an instant, bringing a wave of emotional upheaval and financial implications. No matter what you’re currently facing, handling financial pressures with confidence is something you’re more than capable of with the right tools and knowledge.

28 October, 2024

Keeping your wealth safe from scammers and hackers

A sophisticated email that mimics your bank’s notifications can compromise your entire savings with a single click. With financial scams and fraud on the rise, keeping your wealth safe from scammers and hackers is more important than ever.