Many Australians in their 50s reach a point where key financial considerations become a major focus. If you’re in this busy decade, the choices you make now can significantly impact your retirement and help you live the life you want for years to come.
Nathaniel Johnston is one of our trusted financial advisers who began his journey through the Professional Year pathway. With an affinity for numbers and a genuine interest in people, his path into financial advice shows how skill and connection meet.
You may have heard about the proposed super tax on balances over $3 million, where an extra 15 per cent tax would apply. This tax relates to the earnings on the portion of the balance above $3 million. It is a little complex, but we will explain.
Many Australians with a rental property consider moving in and making it home to minimise capital gains tax (CGT) upon sale. This strategy utilises the main residence exemption and the six-year rule, however, you must meet some specific conditions.
Young families can create a foundation for financial growth with professional guidance, education, and a well-laid-out financial plan.
Young families can create a foundation for financial growth with professional guidance, education, and a well-laid-out financial plan.
Walking away from a business you built is never simple, but the right strategy can turn the sale into a financial advantage. Australia’s small business CGT tax concessions are among the most generous and may significantly reduce or even eliminate capital gains tax.
Most people see life insurance as something to think about later, but the best time to get it is when you’re young and healthy. The future is unpredictable, and a wealth plan should include protection at every stage.
If retirement feels years away, you may have more options than you realise. Many Australians work longer than necessary, but financial strategies like the downsizer rules could help you retire sooner, depending on your circumstances.
Quite often, an inherited property comes with more than just memories. In fact, if you’re inheriting a property that has previously been inherited, things can get financially complicated—especially when it comes to capital gains tax (CGT).
