A woman’s wealth
We hear a lot about the gender pay gap… and we know that women tend to retire with far less in their superannuation accounts when compared to men.
We hear a lot about the gender pay gap… and we know that women tend to retire with far less in their superannuation accounts when compared to men.
Making the decision to engage the services of a financial adviser can be daunting. It is very important that you find the right person to help you along your path. We have some suggestions about the qualities you should consider when looking for an adviser to help you along your financial journey. First Financial Melbourne.
Buying a home is an incredibly exciting time! It can be the beginning of a new chapter in life… you have found your dream home in the perfect suburb and you are ready to embrace the home-owner lifestyle. But with all the excitement, there can also be some apprehension about taking on such a large financial investment.
Right now is the best time to start planning for your future. The greatest advantage of starting young is time. The compounding of small investments initially makes a remarkable difference over a long period of time. Even just $10 to $20 a month can help get you towards larger investments. There are options that offer far greater returns than just putting your savings in the bank.
The small steps you take today to boost your super can have a big impact on your future. When utilised fully and structured correctly, superannuation can help you reach your financial goals and approach retirement with confidence and certainty. First Financial Principal, James Wrigley, discusses ways to maximise your super.
At First Financial, we know that for many of our clients giving back to their community is an important part of their lives. It gives us great joy to know that our work as financial advisers goes some way to helping our clients act on their passion to give to others. We’ve decided to celebrate the festive season with this guide on how to become an everyday philanthropist.
Committing to a savings plan early in life is one of the key components to building wealth and reaching your financial goals. It’s also a lot easier to achieve than you might think. Right now, finding extra cash to save each month might seem difficult. Stick with us – we’re going to show you how committing to a regular savings plan has the potential to safeguard your financial future.
It’s no secret that it’s becoming increasingly difficult for young Australians to buy their first home. So, it should come as no surprise that many parents are looking for ways to help their adult children take that first step onto the property ladder. If you are considering helping your children buy property there are several factors – both financial and emotional – that you should consider.
Borrowing to invest is an effective tool you can use to build wealth. You’ve probably heard it referred to as ‘gearing’ – either positive or negative. Gearing offers huge potential to build your wealth faster and is a great way to plan for the future. Watch First Financial adviser, Roel Burghouwt discuss this strategy.
The idea of living a stress free retirement in a community of supportive and friendly people is exactly what many of us desire. A retirement village provides this for seniors who are able to live independently but with the added reassurance of access to emergency health services and the security of an on-site manager nearby. Read more here.