Right now is the best time to start planning for your future. The greatest advantage of starting young is time. The compounding of small investments initially makes a remarkable difference over a long period of time. Even just $10 to $20 a month can help get you towards larger investments. There are options that offer far greater returns than just putting your savings in the bank.
The small steps you take today to boost your super can have a big impact on your future. When utilised fully and structured correctly, superannuation can help you reach your financial goals and approach retirement with confidence and certainty. First Financial Principal, James Wrigley, discusses ways to maximise your super.
At First Financial, we know that for many of our clients giving back to their community is an important part of their lives. It gives us great joy to know that our work as financial advisers goes some way to helping our clients act on their passion to give to others. We’ve decided to celebrate the festive season with this guide on how to become an everyday philanthropist.
Committing to a savings plan early in life is one of the key components to building wealth and reaching your financial goals. It’s also a lot easier to achieve than you might think. Right now, finding extra cash to save each month might seem difficult. Stick with us – we’re going to show you how committing to a regular savings plan has the potential to safeguard your financial future.
It’s no secret that it’s becoming increasingly difficult for young Australians to buy their first home. So, it should come as no surprise that many parents are looking for ways to help their adult children take that first step onto the property ladder. If you are considering helping your children buy property there are several factors – both financial and emotional – that you should consider.
Borrowing to invest is an effective tool you can use to build wealth. You’ve probably heard it referred to as ‘gearing’ – either positive or negative. Gearing offers huge potential to build your wealth faster and is a great way to plan for the future. Watch First Financial adviser, Roel Burghouwt discuss this strategy.
The idea of living a stress free retirement in a community of supportive and friendly people is exactly what many of us desire. A retirement village provides this for seniors who are able to live independently but with the added reassurance of access to emergency health services and the security of an on-site manager nearby. Read more here.
Are you certain your family would be financially stable if you or a loved one weren’t able to earn an income? Income protection insurance gives you a steady source of cash in such an eventuality. It replaces the lost income so you can focus on getting better and not how you’re going to pay the bills. Read this blog to find out more.
How do you stop from panicking when a news headline shouts of recession? Suddenly the retirement plan you’ve been working towards for years looks like it’s about to halve in value. But will the story you read today have a substantive impact on the health of your investment portfolio tomorrow? In this blog we take a look at investing in the age of the 24-hour news cycle.
We all know retirement is coming, so it makes sense to be prepared. And once you are in control of your finances you’ll feel more secure about your future and what you spend. In this blog we’ve put together some money tips to help with budgeting and cash-flow in retirement.
