While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.
Recent Age Pension changes, made by the government, have presented new possibilities to many older Australians. We have seen the media focus on cuts to deeming rates which offer a potential increase to payments and greater eligibility.
Everyone would love to have a crystal ball to tell us what will happen in the world of investments. Knowing when to expect ups and downs in the market and being ready to act accordingly would certainly make it far easier to strike it rich quickly.
We hear a lot about the gender pay gap… and we know that women tend to retire with far less in their superannuation accounts when compared to men.
Making the decision to engage the services of a financial adviser can be daunting. It is very important that you find the right person to help you along your path. We have some suggestions about the qualities you should consider when looking for an adviser to help you along your financial journey. First Financial Melbourne.
When preparing for retirement, the most important question you need to ask yourself is, ‘How much income will I need?’ It is vital that you have a clear understanding about your income requirements so that you can live the life you want when you are no longer working.
Financial experts used to think that long-term portfolio performance was due 90% to asset allocation and 10% to timing and selection, but recent studies have shown that investor behaviour can account for up to 50% of the portfolio performance.
Buying a home is an incredibly exciting time! It can be the beginning of a new chapter in life… you have found your dream home in the perfect suburb and you are ready to embrace the home-owner lifestyle. But with all the excitement, there can also be some apprehension about taking on such a large financial investment.
Right now is the best time to start planning for your future. The greatest advantage of starting young is time. The compounding of small investments initially makes a remarkable difference over a long period of time. Even just $10 to $20 a month can help get you towards larger investments. There are options that offer far greater returns than just putting your savings in the bank.
The small steps you take today to boost your super can have a big impact on your future. When utilised fully and structured correctly, superannuation can help you reach your financial goals and approach retirement with confidence and certainty. First Financial Principal, James Wrigley, discusses ways to maximise your super.
At First Financial, we know that for many of our clients giving back to their community is an important part of their lives. It gives us great joy to know that our work as financial advisers goes some way to helping our clients act on their passion to give to others. We’ve decided to celebrate the festive season with this guide on how to become an everyday philanthropist.
