While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.
Redundancy can be a life changing experience filled with many mixed emotions. The uncertainty of unemployment can feel overwhelming, but by taking control of your finances you can secure your lifestyle today and into the future.
Agreed value income protection policies have been costing Australian insurers dearly. So much so, that the industry regulator, APRA, intervened in December 2019 to put into effect several changes.
Reducing expenses and saving money might seem like an impossible task in the current climate… but there are some practical steps you can take today to help create habits that will benefit you far into the future.
Happiness… the state of being happy, cheerful, contented. Enjoying a pleasurable or satisfying experience. It is definitely something that we all strive for – to be happy. And when we reach our retirement, we really want to make sure that we achieve it!
As the workforce changes, many people are regularly moving between jobs… and with every new employer, it’s not uncommon to leave the set-up of superannuation to the accounts department. Therefore, it’s entirely possible that by the time you reach the age of 40 you may have multiple super funds.
In the past, bushfires have led to a crisis of ‘underinsurance’. Post-disaster, people come to realise that their insurance is inadequate and does not sufficiently cover their loss. It can be a devastating experience and unfortunately, this year’s situation will be no different.
Tomorrow is always an unknown entity… no one has a crystal ball to see what is around the corner. But it is important to be prepared for any possibility and to have a safety net in place should something go wrong.
If you have a self-managed super fund, there are good reasons to think about bringing in a younger person. It’s not the right strategy for every SMSF but it is definitely worth considering, particularly to extend the life of the SMSF.
Couples can maximise their superannuation and also benefit from tax incentives and estate planning when they use these strategies to share their super.
“Financial peace of mind doesn’t just happen… it takes planning, it takes long-term commitment.” Ben Rossi, Principal and Managing Director, has helped many people over the decades. He knows just how valuable good financial advice can be when planning for your future.
