Articles

While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.

17 July, 2023

Investing in your 30s

If you didn’t start in your 20s, it’s not too late to start investing in your 30s. You’re young enough to enjoy the benefits of compound interest over another 30-plus years, and you’re wise enough to invest a significant portion of your income.

6 July, 2023

The pitfalls of investing in property with an SMSF

While investing in property with superannuation is a popular strategy that can be successful, it can also go terribly wrong. At First Financial, we help you make informed decisions regarding SMSF and long-term investments, so let’s review some potential pitfalls.

6 July, 2023

The bleakest mortgage affordability Australia has seen in over three decades

Earlier this year, mortgage affordability reached its lowest point in over three decades. An estimated six million properties in Australia have mortgages against them. This implies that current economic conditions are impacting a lot of Australians.

5 July, 2023

From crunch to control: navigating the rising cost of living

Whether you’re a high, middle or low income earner, everyone is feeling the pinch and talking about the rising cost of living. At First Financial, we have some practical advice for tough economic times.

13 June, 2023

The tax deductible trap: why the tax benefits of EOFY sales don’t always justify the expense

Tax deductible is to some, what ‘sale’ is to shopaholics. However, the mere fact that something is tax deductible doesn’t necessarily make it a wise allocation of resources.

25 May, 2023

Retirement travel destinations, New Zealand – here are the top five places to visit

When it comes to retirement travel destinations, New Zealand is a popular option. And it’s not just because they are our neighbours across the pond. Here are the five top places to visit in New Zealand.

17 May, 2023

Should I repay my child’s HECS if I’m able?

With HECS indexation expected to peak at 7% this year, you might be wondering if you should repay your child’s debt for them- if you’re able to do so.

17 May, 2023

Do retirees pay capital gains tax in Australia?

When it comes to retirees and capital gains tax, there’s a lot to consider. But don’t let concerns about capital gains tax spoil the serenity of your golden years.

20 April, 2023

Breaking the glass ceiling: why women in finance are on the rise

In an industry traditionally dominated by men, women are now on the rise. We’re seeing more women in finance, and First Financial is a proud supporter of growing the careers of young mums and other women.

20 April, 2023

Caravanning in Australia after retirement – the best spots, dos and don’ts

Up for an adventure post-retirement? It’s time to hit the road. If caravanning in Australia after retirement sounds like a great way to wind down after a long and demanding career, then read on.