Articles

While we specialise in financial advice, wealth management and retirement planning, we’re also here to be part of the conversation. From industry news to expert insights, practical perspectives and client updates, explore the latest articles from our team.

6 September, 2023

Navigating the transition to retirement income

Preparing for retirement involves mastering the nuances of a different financial landscape. It’s not an all-or-nothing endeavour. You can ease into it with a transition to retirement (TTR) income stream.

24 August, 2023

Plans for retirement? Living the dream

If you’ve made careful financial preparations, your plans for retirement can simply be ‘living the dream’. Here is the story of Jan and Mark, who lived life in the fast lane before retirement and show no signs of slowing down five years after calling time on their careers.

22 August, 2023

Planning ahead for aged care

Time flies when you’re having fun, but amidst the enjoyment of our earlier years, it’s important to consider the future. Planning ahead for aged care services someday is in our own best interest and that of those we love.

14 August, 2023

Thinking about downsizing before retirement?

If you have calculated the exact amount needed for your retirement but are unsure about how to achieve that goal, have you thought about downsizing before retirement? There is a lot of power in downsizing.

14 August, 2023

Practical tips for boosting savings in tougher economic times

Learning to save is a fundamental skill required for building a strong financial future. During times of economic uncertainty, like the present, having savings is even more important. If you’re ready to get started, here are some practical tips for boosting savings.

17 July, 2023

Thriving in retirement: a journey of continuous learning and giving back

With careful financial planning, retirement presents an exciting chapter filled with newfound freedom and limitless opportunities. For people like Val Little, the very definition of thriving in retirement lies in continuous learning and service to others.

17 July, 2023

Investing in your 30s

If you didn’t start in your 20s, it’s not too late to start investing in your 30s. You’re young enough to enjoy the benefits of compound interest over another 30-plus years, and you’re wise enough to invest a significant portion of your income.

6 July, 2023

The pitfalls of investing in property with an SMSF

While investing in property with superannuation is a popular strategy that can be successful, it can also go terribly wrong. At First Financial, we help you make informed decisions regarding SMSF and long-term investments, so let’s review some potential pitfalls.

6 July, 2023

The bleakest mortgage affordability Australia has seen in over three decades

Earlier this year, mortgage affordability reached its lowest point in over three decades. An estimated six million properties in Australia have mortgages against them. This implies that current economic conditions are impacting a lot of Australians.

5 July, 2023

From crunch to control: navigating the rising cost of living

Whether you’re a high, middle or low income earner, everyone is feeling the pinch and talking about the rising cost of living. At First Financial, we have some practical advice for tough economic times.