Lending and Finance

A complete end-to-end financial solution

A complete end-to-end financial solution

At First Financial, we not only have a team of highly specialised financial advisers …

we also have a team of lending managers ready to guide you through the myriad of loans available to prospective borrowers.

We’ll help you weigh up the pros and cons of all the various options, because that’s what we do best.

We know which property loan, leasing arrangement or investment loan will best suit your circumstances – and we’ll explain the fine print so you fully understand the loan you are entering into.

Home loans

Home loans

Buying a home will be one of your most significant borrowing commitments. First Financial can help you choose a licensed provider, negotiate the interest rate, read the fine print and check that the product suits your circumstances.

Commercial loans

At First Financial we pride ourselves on our ability to support small to medium enterprises and big business with their commercial finance requirements.

Whether it is inventory finance, cash flow finance, an overdraft or even if you’re thinking of purchasing a factory, we can help. We have access to a wide range of lenders specialising in commercial finance to ensure we get the best result for you.

Investment loans

Investment loans

Borrowing to invest is a popular way to accumulate wealth over the long term. Although it is not for everyone, it can be a worthwhile strategy for the right person.

Borrowing to invest is most commonly used to purchase an investment property, although some people will prefer borrowing to invest in shares or perhaps even through their self-managed super fund.

Borrowing to invest is also a popular strategy to minimise taxable income.

This is achieved where the income received on your investments does not cover the loan payments, allowing you to claim a tax deduction for the shortfall.

Leasing

Leasing

A car for personal or business use is a necessity for work or home, and First Financial have specialists to assist you with a lease or hire purchase that suits your budget.

So when you’re ready for your next car, it makes sense to call us first.

 

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