First Financial Blog
Investing vs paying off your mortgage
Posted on May 25, 2020 by First FinancialOwning your home outright is often a key financial goal for many Australians. But should you be solely focused on paying your mortgage off early to save on interest costs? Or are there other ways to optimise the spare dollars you have?
READ MOREFirst Financial team working from home
Posted on May 15, 2020 by First FinancialWorking from home has become the new normal during the coronavirus lockdown, and the First Financial team has truly embraced the digital conditions to make sure our clients continue to receive our high level of service.
READ MOREAre banks 40% worse than in February?
Posted on May 13, 2020 by First FinancialEveryone’s wondering how the banks will fare as we inevitably head into a coronavirus driven recession. We have seen all 4 of the major banks’ share prices decline more heavily than the broader market.
READ MOREThe emotions of market volatility
Posted on May 13, 2020 by First FinancialWhen you start investing in the share market, you embrace the process with optimism. Unfortunately, market volatility can dent your optimism and set you on a roller-coaster of emotions.
READ MOREOur Investment Philosophy endures market downturns
Posted on May 7, 2020 by First FinancialDuring March and April, we have seen acute market volatility, and for many investors this has been cause for concern. But at First Financial, our unique Investment Philosophy has helped to minimise the effect on our clients’ portfolios.
READ MOREHow to deal with redundancy
Posted on April 29, 2020 by First FinancialRedundancy can be a life changing experience filled with many mixed emotions. The uncertainty of unemployment can feel overwhelming, but by taking control of your finances you can secure your lifestyle today and into the future.
READ MORECOVID-19 Market update 9 April 2020
Posted on April 14, 2020 by First FinancialSince writing our last investment update to you on 30 March, most investment market indices are roughly at the same point. Read our full market update from 9 April 2020.
READ MOREThe removal of “agreed value” income protection policies
Posted on April 14, 2020 by First FinancialAgreed value income protection policies have been costing Australian insurers dearly. So much so, that the industry regulator, APRA, intervened in December 2019 to put into effect several changes.
READ MOREIs withdrawing from superannuation the right decision?
Posted on April 8, 2020 by First FinancialThe Federal Government announced a broad range of stimulus benefits… but there is one measure that should be considered carefully before being utilised. Early access to superannuation could have significant long-term consequences that outweigh the relief it provides today.
READ MORESeven tips to help reduce your expenses
Posted on April 3, 2020 by First FinancialReducing expenses and saving money might seem like an impossible task in the current climate… but there are some practical steps you can take today to help create habits that will benefit you far into the future.
READ MORE