First Financial Blog

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Career development is very important to the team here at First Financial. We love to see our people grow and extend their skills as they build their career. Just over 12 months ago, Sean Curran made the decision to follow his aspirations and left First Financial to gain experience in a much larger financial organisation.

Financial experts used to think that long-term portfolio performance was due 90% to asset allocation and 10% to timing and selection, but recent studies have shown that investor behaviour can account for up to 50% of the portfolio performance.

Buying a home is an incredibly exciting time! It can be the beginning of a new chapter in life… you have found your dream home in the perfect suburb and you are ready to embrace the home-owner lifestyle. But with all the excitement, there can also be some apprehension about taking on such a large financial investment.

The government has recently changed the rules regarding insurance cover held through superannuation as part of a ‘Protecting Your Super Package’. The reforms have been designed to protect Australians’ superannuation savings from undue erosion by fees and insurance premiums.

First Financial is the proud sponsor of the Murray Greys, a group of avid golfers who meet annually for a social competition. Many members are husband and wife duos who enjoy playing golf together. They all belong to different clubs around the country, with most of them coming from Queensland.

This year’s tour ran from Monday 18th to Friday 22nd March, across four wonderful courses in the Yarrawonga Mulwala region.

The Federal Government handed down its 2019-20 Budget on 2nd April. This Budget was highly anticipated as the next election is now set for 18th May, and many Australians rely on these policies to help them make their decision at the polls.

A lot of people are talking about dividend imputation or franking credits. With a federal election on the horizon, politicians, the media and many shareholders are discussing what the potential policy change will mean.

Did we mention that there’s a lot of love at First Financial?
Earlier this year we featured three separate team members’ weddings… there were plenty of reasons for celebrating. Well it’s time to raise the glass again as we toast one more union!

On Saturday 26th January, Emily Still, Associate Adviser, married Sean Vincent in a fun-filled ceremony at Melbourne Docklands, surrounded by friends and family.

It is our job to understand the investment world and to be aware of local and international developments that can impact the recommendations we make to our clients. Continue reading about three market influences to consider when investing in 2019..

Janice Crosswhite, Sue Pickering, Jenny Connolly and Faye Campbell are all First Financial clients and members of the Aussie Butterflies basketball team, an inspiring group of women who travel the country and the world, playing a sport they love. They are a highly skilled team that currently hold the World Masters gold medal.