First Financial Blog

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One of the key recommendations from the recent Royal Commission into the financial services industry was to raise the education standards required to become a financial adviser.

Everyone would love to have a crystal ball to tell us what will happen in the world of investments. Knowing when to expect ups and downs in the market and being ready to act accordingly would certainly make it far easier to strike it rich quickly.

We hear a lot about the gender pay gap… and we know that women tend to retire with far less in their superannuation accounts when compared to men.

Making the decision to engage the services of a financial adviser can be daunting. It is very important that you find the right person to help you along your path. We have some suggestions about the qualities you should consider when looking for an adviser to help you along your financial journey. First Financial Melbourne.

On the 1st of July 2019, a range of government changes to superannuation came into effect. Although announced some time ago, they are now applicable and can be utilised according to their specific terms.

As the financial year comes to a close, it gives us the perfect opportunity to review all the activities that have occurred over the last 12 months and announce an exciting change that is about to take place.

When preparing for retirement, the most important question you need to ask yourself is, ‘How much income will I need?’ It is vital that you have a clear understanding about your income requirements so that you can live the life you want when you are no longer working.

We know that many of our clients love to support their community and that they engage in different philanthropic activities. This is also true for the First Financial team!

The results of the Federal Election on 18th May 2019 came as a surprise to most people. But for many financial advisers, it was a nice surprise. Prior to the Coalition being re-elected there was some uncertainty about the financial future for many retirees who rely on the franking credit refunds that make up part of their income, including those with self-managed superannuation funds (SMSFs). First Financial Melbourne.

: Each financial year presents an opportunity to action tax effective strategies… and there is nothing quite like a deadline to turn good intentions into strategic actions. With just over a month left until the 30 June deadline for the 2018/19 financial year, we have some beneficial superannuation taxation strategies for you to consider. First Financial Melbourne.