First Financial Blog

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When preparing for retirement, the most important question you need to ask yourself is, ‘How much income will I need?’ It is vital that you have a clear understanding about your income requirements so that you can live the life you want when you are no longer working.

We know that many of our clients love to support their community and that they engage in different philanthropic activities. This is also true for the First Financial team!

The results of the Federal Election on 18th May 2019 came as a surprise to most people. But for many financial advisers, it was a nice surprise. Prior to the Coalition being re-elected there was some uncertainty about the financial future for many retirees who rely on the franking credit refunds that make up part of their income, including those with self-managed superannuation funds (SMSFs). First Financial Melbourne.

: Each financial year presents an opportunity to action tax effective strategies… and there is nothing quite like a deadline to turn good intentions into strategic actions. With just over a month left until the 30 June deadline for the 2018/19 financial year, we have some beneficial superannuation taxation strategies for you to consider. First Financial Melbourne.

Career development is very important to the team here at First Financial. We love to see our people grow and extend their skills as they build their career. Just over 12 months ago, Sean Curran made the decision to follow his aspirations and left First Financial to gain experience in a much larger financial organisation.

Financial experts used to think that long-term portfolio performance was due 90% to asset allocation and 10% to timing and selection, but recent studies have shown that investor behaviour can account for up to 50% of the portfolio performance.

Buying a home is an incredibly exciting time! It can be the beginning of a new chapter in life… you have found your dream home in the perfect suburb and you are ready to embrace the home-owner lifestyle. But with all the excitement, there can also be some apprehension about taking on such a large financial investment.

The government has recently changed the rules regarding insurance cover held through superannuation as part of a ‘Protecting Your Super Package’. The reforms have been designed to protect Australians’ superannuation savings from undue erosion by fees and insurance premiums.

First Financial is the proud sponsor of the Murray Greys, a group of avid golfers who meet annually for a social competition. Many members are husband and wife duos who enjoy playing golf together. They all belong to different clubs around the country, with most of them coming from Queensland.

This year’s tour ran from Monday 18th to Friday 22nd March, across four wonderful courses in the Yarrawonga Mulwala region.

The Federal Government handed down its 2019-20 Budget on 2nd April. This Budget was highly anticipated as the next election is now set for 18th May, and many Australians rely on these policies to help them make their decision at the polls.