First Financial Blog

---

The Federal Government handed down its 2019-20 Budget on 2nd April. This Budget was highly anticipated as the next election is now set for 18th May, and many Australians rely on these policies to help them make their decision at the polls.

A lot of people are talking about dividend imputation or franking credits. With a federal election on the horizon, politicians, the media and many shareholders are discussing what the potential policy change will mean.

Did we mention that there’s a lot of love at First Financial?
Earlier this year we featured three separate team members’ weddings… there were plenty of reasons for celebrating. Well it’s time to raise the glass again as we toast one more union!

On Saturday 26th January, Emily Still, Associate Adviser, married Sean Vincent in a fun-filled ceremony at Melbourne Docklands, surrounded by friends and family.

It is our job to understand the investment world and to be aware of local and international developments that can impact the recommendations we make to our clients. Continue reading about three market influences to consider when investing in 2019..

Janice Crosswhite, Sue Pickering, Jenny Connolly and Faye Campbell are all First Financial clients and members of the Aussie Butterflies basketball team, an inspiring group of women who travel the country and the world, playing a sport they love. They are a highly skilled team that currently hold the World Masters gold medal.

We help our clients live the life they want into their retirement. And when the time comes to change living arrangements, our team is also able to assist with aged care advisory services. But before then, there are steps you can take to help you stay at home longer – ways to maintain your health and wellness and to ensure you are accessing the services you need.

Right now is the best time to start planning for your future. The greatest advantage of starting young is time. The compounding of small investments initially makes a remarkable difference over a long period of time. Even just $10 to $20 a month can help get you towards larger investments. There are options that offer far greater returns than just putting your savings in the bank.

Every investment recommendation made by a First Financial adviser comes with the tick of approval from our Investment Committee. The team has examined each investment option to ensure it meets our stringent criteria.

Love can certainly be contagious and at First Financial we celebrated three separate weddings in late 2018.

There were smiles, laughter and even a few tears at each of the nuptials of Adam Ezerins, Stefanie Costa and William Hume. The three newly-weds kindly gave us some photos of their special days and a little insight into the love they share with their partners.

Karen and Gary’s shared love of animals is the daily inspiration behind their dream retirement. Having just returned from the trip of lifetime to South America, they are living the wonderfully busy retired life they started planning twenty years ago. We spoke to the couple about their world travels, favourite animals, volunteering, veterans’ cricket and their gorgeous grandchildren.