First Financial Blog
Spotlight on Financial Planners
Posted on April 23, 2018 by First FinancialThe ongoing findings of the Banking Commission have cast a cloud over the respectability of our industry. We accept that’s understandable in light of what is being exposed. We, too, want answers for those retirees and investors who have been misled and, in some cases, financially ruined. But there are still many firms, like us, who love what we do and are proud of how we operate.
READ MOREUnderstanding Transition to Retirement Income Streams
Posted on April 19, 2018 by First FinancialA transition to retirement income stream helps ease you into retirement with more time to do the things you love while still earning an income. It’s critical that a TTR pension is part of your overall retirement strategy. Find out how TTR income streams work and whether this is the right choice for you.
READ MOREThere’s Nothing DIY about Self-managed Super Funds
Posted on April 12, 2018 by First FinancialMany people consider self-managed superannuation funds (SMSF) as the do-it-yourself option but don’t be fooled into thinking managing your own super is easy. SMSFs are complicated and they operate in a highly regulated environment. Read this blog to discover how to enjoy the benefits of an SMSF even when you’re not a legal and financial expert.
READ MORELabor’s Proposed Tax Policy Explained
Posted on April 4, 2018 by First FinancialIn mid-March Labor announced a controversial tax policy which would axe tax-credit refunds for retirees in a sweeping crackdown aimed at saving $59 billion over the next decade. In this blog we look at the proposed policy and its potential impact for retirees.
READ MOREA Guide to Account-based Pensions
Posted on March 29, 2018 by First FinancialChoosing what to do with your accumulated superannuation is a core part of retirement planning. Getting reliable and trustworthy advice is vital. In this blog we take a look at an investment vehicle which is geared towards giving retirees a flexible, tax-free income stream.
READ MOREWhat are the Best Investments for Retirees?
Posted on March 21, 2018 by First FinancialIt’s a simple question. But with a market choice of over 5,000 managed investments and around 2,200 stocks, the answer is most definitely not. Which is why working with a financial adviser is the best decision you can make.
READ MORECentrelink Scam Alert
Posted on March 3, 2018 by First FinancialHave you received an automated voicemail message claiming to be from Centrelink which asks you to call a Canberra number? If so, do not call the number as this is a scam. We tell you what you need to know about this latest scam and how to avoid it.
READ MOREHow much do you Need to Retire?
Posted on February 26, 2018 by First FinancialIf you want to provide an income in retirement that grows each year, lasts your lifetime and then leaves a little something to the kids, you need to be thinking 20 times what you spend in a year.
READ MOREUS Market Investment Update
Posted on February 15, 2018 by First FinancialWe’ve been closely watching the US market. And we believe now is the time to reduce our investment exposure. It’s time to switch out of US shares and into more attractively priced markets like Australia and Japan.
READ MOREProtecting Yourself from Scams
Posted on July 17, 2017 by First FinancialWe have had a number of clients receive phone calls from people purporting to be from the ATO and Centrelink. They have been asking for personal details such as date of birth, Tax File Numbers, Bank account numbers, etc., in order to either steal their money or steal their identity.
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