First Financial Blog

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Seven tips to help reduce your expenses

Posted on April 3, 2020 by First Financial

Reducing expenses and saving money might seem like an impossible task in the current climate… but there are some practical steps you can take today to help create habits that will benefit you far into the future.

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Summary of the Government stimulus benefits

Posted on March 26, 2020 by First Financial

In response to the impact of the coronavirus, the Federal Government has released a stimulus package designed to financially support millions of Australians. We review key elements of the stimulus that are relevant to our clients.

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Share market update as at Friday 13th March 2020

Posted on March 16, 2020 by First Financial

As we sit here after close on Friday the 13th – the last three weeks have seen almost all global markets shed 25% and oil drop 50%. It seems clear global markets have caught the Coronavirus…

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First Home Loan Deposit Scheme

Posted on March 16, 2020 by First Financial

Housing affordability is a national issue and the First Home Loan Deposit Scheme is designed to enable people to purchase their first home with a deposit of just 5%, without the need for lender’s mortgage insurance.

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Happiness in retirement

Posted on March 13, 2020 by First Financial

Happiness… the state of being happy, cheerful, contented. Enjoying a pleasurable or satisfying experience. It is definitely something that we all strive for – to be happy. And when we reach our retirement, we really want to make sure that we achieve it!

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Why consolidate your superannuation?

Posted on March 9, 2020 by First Financial

As the workforce changes, many people are regularly moving between jobs… and with every new employer, it’s not uncommon to leave the set-up of superannuation to the accounts department. Therefore, it’s entirely possible that by the time you reach the age of 40 you may have multiple super funds.

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The impact of coronavirus on the global market

Posted on March 2, 2020 by First Financial

No one could have foreseen how the world would start 2020. On 31 December 2019 a new type of coronavirus, now known as COVID-19, was discovered in Wuhan, China, and since then the outbreak has had a significant impact on the global investment market.

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Investing and the decade in review

Posted on February 14, 2020 by First Financial

There were many defining moments that impacted the stock market over the last decade, but there is resounding acknowledgement that if you invested in equities ten years ago… then it’s most likely you have experienced overall positive performance.

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Home and Contents Insurance – are you adequately covered?

Posted on February 10, 2020 by First Financial

In the past, bushfires have led to a crisis of ‘underinsurance’. Post-disaster, people come to realise that their insurance is inadequate and does not sufficiently cover their loss. It can be a devastating experience and unfortunately, this year’s situation will be no different.

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First Financial in the Corporate Games

Posted on February 6, 2020 by First Financial

In November 2019, a team of First Financial basketball enthusiasts competed in the National Corporate Games. While they didn’t make it to the finals, they played some fantastic matches and have a new found camaraderie with each other.

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