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Retire Life Ready

At First Financial our passion is to help Australians
retire when and how they choose ...
with confidence and certainty.

Are you ready to start building wealth?Are you on the countdown to retirement?
Slider Image

Retire Life Ready

At First Financial our passion is to help Australians
retire when and how they choose ...
with confidence and certainty.

Are you ready to start building wealth?Are you on the countdown to retirement?
Slider Image

Retire Life Ready

At First Financial our passion is to help Australians
retire when and how they choose ...
with confidence and certainty.

Are you ready to start building wealth?Are you on the countdown to retirement?
Slider Image

Retire Life Ready

At First Financial our passion is to help Australians
retire when and how they choose ...
with confidence and certainty.

Are you ready to start building wealth?Are you on the countdown to retirement?

What Our Clients Say


“It wasn’t until we met Ben and Stef that we found out that our life insurance was nowhere near adequate. It was not going to cover all the things we needed it to, especially with children. It was an eyeopener. I’m so glad that we met them when we did!

Now we can sit back and let the team do what they need to do… there’s much less stress and worry on us.”

Steve and Gayna White

“I had a lot of shares… but the market goes up and down and I didn’t have the time or the expertise to sit watching the sharemarket. I wanted to do other things. You can’t expect to be following financial markets all the time to pick the peaks … I’d most likely pick a trough!

We felt it was much easier to get someone else with expertise to help us.”

Coral and Ken Woodfull

“Since my initial meeting with First Financial – David Pitt and Adela Ngai, I have been expertly advised and assisted. I had been in a space with high accountancy fees and no forward planning. I now feel far more relaxed and feel confident that the advice I receive will stand me in good stead in the future.”

Wendy Pullar

“Thank you so much for all your help and expertise with the organisation of our financial situation. Thank you also for your ongoing work and support for me to secure a comfortable financial future.”

Christine McClure

LEADING WEALTH MANAGEMENT FIRM


First Financial is a leading, Melbourne based, Australian owned wealth management firm specialising in financial planning and superannuation management. Each client’s unique circumstances and attitude form the foundation for tailor-made plans. We are large enough to have our own Australian Financial Services Licence (AFSL). Our Investment Committee is a specialised and talented group of planners with a phenomenal track record. A long standing, in-house training program breeds advisers with First Financial ethics, principles and values flowing through their veins.

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WHY WE ARE DIFFERENT

WHY WE ARE DIFFERENT

While most financial planning firms perform risk profiling for their clients, our approach is very different. Your unique circumstances and attitude form the framework for every plan.

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WHAT TO EXPECT

WHAT TO EXPECT

At First Financial, we use our proven five-step system to structure and execute a tailor-made plan that allows you to enjoy life today and retire life ready … certain you have enough.

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ADVISER TRAINING

ADVISER TRAINING

We don’t hire advisers, we breed them ourselves. And there’s a very good reason why. All our advisers have First Financial morals, ethics and principles right from the start.

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FIRST FINANCIAL STORIES AND ARTICLES


rate-dividend-concept-businessman calculating

About the proposed super tax on those with over $3M

You may have heard about the proposed super tax on balances over $3 million, where an extra 15 per cent tax would apply. This tax relates to the earnings on the portion of the balance above $3 million. It is a little complex, but we will explain.

Can you move into your rental property to avoid capital gains tax?

Many Australians with a rental property consider moving in and making it home to minimise capital gains tax (CGT) upon sale. This strategy utilises the main residence exemption and the six-year rule, however, you must meet some specific conditions.

Businessman Hand Stamping With Approved Stamp On Document At Desk

Does a family trust avoid tax?

Does a family trust avoid tax? The short answer is no. The longer answer is a little more complex. Find out more here.

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If you want to retire life ready